Quick and easy

Enter a few pieces of information for a real-time decision.

No hidden fees

Know up front what you'll owe, with no hidden costs and no surprises.

Just select at checkout.

Get a real-time decision with just 5 pieces of info.

Rates are between 10–36% APR. A down payment may be required. Subject to eligibility check and approval. Payment options depend on your purchase amount. Estimated payment amount excludes taxes and shipping fees. Actual terms may vary. Payment options through Affirm are provided by these lending partners: Visit for more info.
As an example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks.
How Affirm Financing Works
1. Choose Your Products And Buy With Affirm
Select "Affirm: Pay Over Time" at checkout to start the simple application process
2. Complete the Application
Enter a few pieces of personal information and receive your decision in real-time
3. Pick A Payment Plan
Select a flexible financing option from 3, 6, or 12 months and for as low as 0.0% APR or 10-36% APR
What is required to pre-qualify?
Your Affirm account is created using your name, email, mobile phone number, birthday, and the last 4 digits of your SSN. This combination helps Affirm verify and protect your identity.
Does Affirm perform a credit check?
Yes, but it will not affect your credit score. When you first create an Affirm account, Affirm performs a ‘soft’ credit check to help verify your identity and determine your eligibility for financing. This ‘soft’ credit check will not affect your credit score.
Is my personal information secure with Affirm?
Yes, protecting your personal information is very important to Affirm. Affirm encrypts sensitive data including Social Security numbers. Affirm also maintains physical, electronic, and procedural safeguards to protect your information. Affirm does not sell or rent your information to anyone.