Affirm

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Quick and easy

Enter a few pieces of information for a real-time decision.

No hidden fees

Know up front what you'll owe, with no hidden costs and no surprises.

Just select at checkout.

Get a real-time decision with just 5 pieces of info.

Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses.

Affirm customers must: Be a resident of the U.S. (including U.S. territories) Be at least 18 years old (19 if you’re a ward of the state in Nebraska) Have a Social Security number Own a phone number that receives SMS and is registered to the United States or U.S. territories

How Affirm Financing Works

1. Choose Your Products And Buy With Affirm

Select "Affirm: Pay Over Time" at checkout to start the simple application process

2. Complete the Application

Enter a few pieces of personal information and receive your decision in real-time

3. Pick A Payment Plan

Select a flexible financing option from 3, 6, or 12 months and for as low as 0.0% APR

FAQ

What is required to pre-qualify?

Your Affirm account is created using your name, email, mobile phone number, birthday, and the last 4 digits of your SSN. This combination helps Affirm verify and protect your identity.

Does Affirm affect my credit when I check eligibility?

No, your credit won’t be affected when you create an Affirm account or check your eligibility (including checking your pre-qualification eligibility). When you apply for or check to see if you prequalify for Affirm financing, it’s considered a soft inquiry, which does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm’s Help Center.

Is my personal information secure with Affirm?

Yes, protecting your personal information is very important to Affirm. Affirm encrypts sensitive data including Social Security numbers. Affirm also maintains physical, electronic, and procedural safeguards to protect your information. Affirm does not sell or rent your information to anyone.

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